If you have decided to begin a home-flipping business, you should know that there is a lot to learn about this kind of business. For example, if you do not start with cash in your pocket and you borrow operating funds, you may not be able to flip your first house to make a profit. If you already have plenty of liquid assets to work with, you might be rather flippant with the money you do have.
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Buying a home over the holidays has its perks. For example, you are likely to have less competition, and interest rates tend to be low during this time of the year. However, the season has its unique hurdles that are best handled by a professional real estate agent. Here are some of those hurdles:
The Pickings Are Slim
The holiday season tends to have fewer homes for sale compared to the other seasons.
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While lenders have become more strict in the last decade, people who have a solid credit history can still secure a good mortgage. With mortgage rates continuing to hover around 4%, the housing market continues to be a strong one. For buyers, this means that you can afford a home that you may not have been able to a few short years ago. For sellers, low mortgage rates can cause an inventory shortage of homes available for sale.
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Are you a senior planning to buy a house on mortgage and you are apprehensive about the process? If you are, you aren't alone because there are potential challenges that can complicate the process for you. Here are three examples of the challenges to expect:
Fraud
Financial fraud against seniors is rampant because the perpetrators believe that seniors are vulnerable to their tricks. Whether or not you are vulnerable, you are a target for these fraudsters simply because you are a senior member of the society.
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Shopping for a home is often said to be one of the most expensive purchases that most families will make. Since most home viewings last only a few moments, however, buyers are under tremendous pressure to choose the best possible home in which to invest. If you are currently looking at homes for sale or plan to do so in the near future, consider using the following information to help you spot condition clues that can help you eliminate potential money pits and select a home that your family will love for generations to come.
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